OFFICIAL PRIVACY POLICY

Kerbau28 Privacy Policy – Your Personal Data Protection

Kerbau28 takes every member's privacy seriously. This document clearly explains what data we collect, how it is used, and your rights under Malaysia's Personal Data Protection Act (PDPA).

Effective Date: 1 January 2026  |  Updated: 1 June 2026

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Malaysia PDPA
No Data Sharing
Right to Access Data
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Important Notice to All Kerbau28 Members

By registering an account or using any of the services Kerbau28, you agree to the collection and processing of your personal data as described in this Privacy Policy. Please read this document carefully. If you do not agree with any part of it, please do not use the Kerbau28 or contact us for further clarification before proceeding.

Section 01

Introduction & Scope of Privacy Policy

Kerbau28 is an online entertainment platform operating in Malaysia, fully committed to protecting the privacy of every individual who uses our services. This Privacy Policy outlines our practices regarding the collection, use, storage, disclosure, and protection of your personal information.

This policy applies to all users of the platform Kerbau28 — including unregistered website visitors, registered members, active players, and former members whose accounts have been closed. This covers all channels we operate, including the kerbau28.my website, Android and iOS mobile apps, customer support channels via live chat, email and WhatsApp, and all official social media platforms Kerbau28.

Kerbau28 fully complies with Malaysia's Personal Data Protection Act 2010 (PDPA) and all implementing regulations in force under it. We also adhere to international data security standards relevant to the financial services and online entertainment industry.

As a data controller under Malaysia's PDPA, Kerbau28 is fully responsible for how your personal data is collected, processed, and protected within our systems.

Section 02

Types of Personal Data Collected

Kerbau28 only collects data that is genuinely necessary for the purposes stated in this Privacy Policy. We do not collect data that is excessive or irrelevant to the platform's operations.

Identity & Account Data

  • Full name as stated on your MyKad or passport
  • Malaysian identity card number (MyKad) or passport number
  • Date of birth and age
  • An active email address
  • A registered Malaysian phone number
  • Current residential address in Malaysia
  • Username and encrypted password

Financial & Payment Data

  • Touch 'n Go eWallet account details linked to your account Kerbau28
  • GrabPay, Boost, or ShopeePay registered phone number
  • DuitNow details or Malaysian bank account number for FPX (Maybank2u, CIMB Clicks)
  • Records of deposit and withdrawal history in Malaysian Ringgit (RM)
  • Transaction records and account balances

Note: Kerbau28 does not directly store your credit card number or full banking details. Payment data is processed through licensed and regulated third-party payment service providers in Malaysia.

Usage & Platform Activity Data

  • Gaming activity records, including Sports Betting, table games, poker, e-sports, lottery and slots
  • Betting history, wins and losses
  • Time and duration of gaming sessions
  • VIP Rewards programme records, including accumulated points and tier status
  • Bonus and promotion claim records

Technical & Device Data

  • IP address and general geographic location (state within Malaysia)
  • Device type, operating system, and application version in use
  • Web browser information and version
  • Access and session log records
  • Cookie data and related tracking technologies
Section 03

How Personal Data Is Collected

Kerbau28 collects your personal data through several different channels, depending on how you interact with our platform:

Directly from You

This is the primary way we collect data — when you voluntarily provide information to us. This includes during the registration process for a new account at Kerbau28, when submitting identity verification documents (KYC) to enable fund withdrawals, when contacting customer support via live chat, email or WhatsApp for any enquiries or complaints, when completing feedback forms or member satisfaction surveys, and when updating your account profile information.

Automatically During Platform Use

When you use the website or application Kerbau28, our system automatically collects certain technical data required to keep the platform running correctly and securely. This includes access log information, IP addresses, session cookie data and gaming activity records. This automatic data collection occurs each time you log in to your Kerbau28 you.

Through Third Parties

In certain cases, Kerbau28 may receive information about you from legitimate third parties — for example, from identity verification service providers we use for the KYC process, from payment service providers such as Touch 'n Go eWallet, DuitNow or GrabPay when processing transactions, or from referral programmes where an existing member refers you to the platform Kerbau28.

Section 04

Purpose of Personal Data Use

Kerbau28 uses your personal data only for legitimate and limited purposes. We do not use your data for purposes unrelated to platform operations without your explicit consent.

Account Operations & Services

  • Creating, managing and maintaining your account Kerbau28 your
  • Processing deposits and withdrawals in MYR through your chosen Malaysian payment method
  • Verifying your identity through the KYC process for legal compliance
  • Calculating and crediting points and VIP programme rewards Kerbau28
  • Processing bonus claims and ensuring rollover condition compliance

Security & Compliance

  • Detecting and preventing fraud, money laundering and unlawful activity
  • Complying with Malaysian legal requirements including PDPA, AML, and licensing regulations
  • Detects unauthorised access attempts and protects your account
  • Maintaining transaction records for audit and regulatory compliance purposes

Communications & Support

  • Sends important notifications related to your account, transactions and security
  • Providing responsive and effective customer support
  • Keeps you informed about promotions and offers relevant to your gaming habits at Kerbau28 — only if you have consented to receive marketing communications

Platform Improvements

  • Analyses usage patterns to improve the interface and user experience
  • Developing new features that meet the real needs of Malaysian players
  • Identifying and resolving technical issues within the platform Kerbau28
Section 05

Data Disclosure to Third Parties

Kerbau28 does not sell, rent or trade your personal data to any third party for their own marketing or commercial purposes. This is our absolute commitment to every member.

Situations Where Data May Be Shared

There are limited situations in which Kerbau28 needs to share your information with certain parties to enable our platform to operate or to comply with the law:

  • Payment Service Providers: Minimum necessary data is shared with providers such as Touch 'n Go, DuitNow, GrabPay, Boost, ShopeePay and FPX solely to process your transactions. Each of these providers is subject to their own privacy policies and security standards regulated in Malaysia.
  • Identity Verification Provider: For KYC purposes, your identity documents are securely transmitted to a licensed and regulated verification provider. This data is not retained by the provider once verification is complete.
  • Malaysian Authorities: Kerbau28 will disclose the necessary data to law enforcement agencies, regulatory bodies, or courts in Malaysia when required by law or a valid court order. In all such cases, we disclose only the minimum information necessary.
  • Platform Technology Provider: Technical infrastructure provider Kerbau28 may have limited access to data for system maintenance purposes. All such providers are bound by strict confidentiality agreements.

In all of the above cases, Kerbau28 ensuring that every party receiving your data is bound by data protection obligations equal to or exceeding the standards we uphold ourselves.

Section 06

Data Security & Protection Measures

Kerbau28 continuously invests in robust security infrastructure to protect your personal data from unauthorised access, misuse, disclosure, alteration or destruction.

Technical Measures

  • 256-bit SSL Encryption: All communications between your device and our servers Kerbau28 is encrypted using 256-bit TLS/SSL protocols — the same standard used by Malaysia's leading banking institutions.
  • Stored Data Encryption: Sensitive data, including passwords and payment details, is stored in encrypted form using industry-recognised algorithms. Passwords are never stored in plain text.
  • Firewalls & Intrusion Detection Systems: Server Kerbau28 is protected by multiple layers of firewalls and real-time monitoring systems that detect and block suspicious access attempts.
  • Two-Factor Authentication: Kerbau28 supports two-factor authentication (2FA) as an added layer of security for your account, and we strongly encourage all members to enable it.

Organisational Measures

  • Access to member personal data among internal staff Kerbau28 is based on a need-to-know principle — only employees who genuinely require access to carry out their duties are permitted.
  • All staff Kerbau28 who handle personal data undergo rigorous data protection training and are bound by confidentiality agreements.
  • Internal security audits are conducted on a regular basis, and independent third-party security assessments are carried out at least once a year.
Section 07

Cookies & Tracking Technologies

Website and application Kerbau28 uses cookies and similar tracking technologies to enhance the user experience and ensure the platform functions correctly. This section explains the types of cookies we use and how you can manage them.

Types of Cookies Used

  • Essential Cookies: Required for core platform functionality such as maintaining your login session, remembering your language preference, and processing transactions. These cookies cannot be disabled without affecting platform functionality Kerbau28.
  • Analytics Cookies: Helps us understand how members use the platform — which pages are visited most frequently, how much time is spent on them, and where members encounter difficulties. This information is used to improve the platform Kerbau28 on an ongoing basis.
  • Preference Cookies: Saves your preferences and settings — such as your display theme, preferred betting limits and odds display format — so your experience feels personalised every time you log in.
  • Security Cookies: Helps detect unusual or suspicious activity during your session to protect your account Kerbau28 your data from unauthorised access.

Managing Cookies

You can manage and delete cookies through your web browser settings at any time. Please note, however, that disabling certain cookies may affect the functionality of the platform Kerbau28 — particularly session cookies required for login and transaction processing. We recommend disabling non-essential cookies only if you understand the implications.

Section 08

Data Storage & Retention Periods

Kerbau28 does not retain your personal data longer than is necessary for the purposes stated in this Privacy Policy, or longer than required under Malaysian law.

Retention Periods by Data Category

Active account data and transaction records are retained for the duration of your active account plus seven years following account closure — in line with Malaysian legal requirements governing financial records and anti-money laundering. This retention period is mandated by law, not a matter of discretion Kerbau28.

Gaming activity data and betting history are retained for three years from the date of activity for audit purposes, dispute resolution and VIP programme analysis. Technical data such as access logs and IP addresses are retained for 12 months for security purposes and fraud detection.

Communications with customer support are retained for two years to enable Kerbau28 providing better support and resolving any disputes that may arise.

Data Deletion

Once the retention period expires, or when you request deletion of data that we are legally able to fulfil, Kerbau28 will securely delete or anonymise your data using methods that meet industry standards.

Section 09

Your Rights as a Data Subject Under the PDPA

Under Malaysia's Personal Data Protection Act 2010 (PDPA), you as a data subject have several important rights regarding your personal data held by Kerbau28. We fully respect and facilitate the exercise of these rights.

Right of Access

You have the right to request a copy of the personal data we hold about you. Kerbau28 will provide a data report within 14 business days from the date a valid request is received. The first request is free; subsequent requests within the same 12-month period may be subject to a reasonable administrative fee.

Right to Rectification

If you find that any personal data we hold about you is inaccurate, incomplete, or outdated, you have the right to request a correction. Most basic profile information can be updated directly in your account settings Kerbau28 yours. For corrections to information that require document verification — such as your full name or identity card number — please contact our customer support.

Right to Withdraw Consent

For data processing that relies on your consent — such as receiving marketing communications — you may withdraw that consent at any time through the notification settings in your Kerbau28 or by contacting our support team. Withdrawing your consent does not affect the validity of any processing that took place prior to the withdrawal.

Right to Restriction of Processing

In certain circumstances provided for under the PDPA Malaysia — such as when you dispute the accuracy of your data or during a complaints investigation — you may request that we temporarily restrict the processing of your data.

To submit any request relating to the rights above, please contact the Data Protection Officer Kerbau28 at privacy@kerbau28.my or through our customer support.

Section 10

Children's Data & Protection of Young Persons

Kerbau28 is a platform strictly restricted to individuals aged 18 and above. We do not knowingly collect, store, or process personal data from individuals under the age of 18 under any circumstances.

In the event that Kerbau28 discovers that personal data belonging to a child or minor has been collected without our knowledge — for example, through registrations made using false information or by borrowing an adult's identity — we will take immediate action to:

  • Immediately closing and locking the account in question
  • Deleting all data associated with that individual from our systems
  • Forfeiting all winnings and fund balances associated with that account
  • Reporting the case to the relevant authorities where necessary

Parents and guardians who believe a minor may have accessed the platform Kerbau28 are requested to contact our support team immediately at support@kerbau28.my so that prompt action can be taken.

Section 11

Privacy Policy Amendments

Kerbau28 reserves the right to update or amend this Privacy Policy from time to time to reflect changes in our practices, applicable laws or regulations, or new technological developments that affect how we process data.

You will be notified of any material amendments to this Privacy Policy at least 14 days before the effective date via email to the address registered to your account and through a clear in-platform notification Kerbau28. The "Updated" date at the top of this document will always reflect the date of the most recent amendment.

Continued use of the platform Kerbau28 after the effective date of the amended Privacy Policy will be considered as your acceptance of the revised terms. If you do not agree with the amendments made, you have the right to close your account before the effective date of those amendments.

Section 12

Contact the kerbau28 Data Protection Officer

If you have any questions, concerns or complaints regarding how Kerbau28 handles your personal data, or if you wish to submit any request relating to your PDPA rights, please reach us through the following channels:

  • Privacy Email: privacy@kerbau28.my — Dedicated to personal data enquiries. Response within 3 business days.
  • Support Email: support@kerbau28.my — For general enquiries. Response within 2 hours, 24/7.
  • Live Chat: Via the in-platform chat icon — Response within 5 minutes for general enquiries.

If you believe that Kerbau28 does not comply with Malaysia's Personal Data Protection Act 2010 (PDPA) in handling your data, you have the right to lodge a complaint directly with the Department of Personal Data Protection Malaysia (JPDP). We encourage you to contact us directly first so we have the opportunity to resolve any concerns before formal action is taken.

The Bahasa Malaysia version of this Privacy Policy is the official and binding version. Should translations into other languages be made available for members' convenience, the Bahasa Malaysia version shall prevail in the event of any dispute or inconsistency.

Six Ways Kerbau28 Protects Your Privacy

Our commitment to protecting member personal data goes beyond legal compliance — it is one of our core values

Banking-Grade 256-bit SSL Encryption

Every bit of data transmitted between your device and our servers Kerbau28 is encrypted using 256-bit TLS/SSL protocols — the same technology used by Maybank, CIMB, and Malaysia's leading financial institutions. You can play with peace of mind knowing your data is secure in transit.

Full PDPA Malaysia Compliance

Kerbau28 fully complies with Malaysia's Personal Data Protection Act 2010 (PDPA) across all aspects of data collection, processing and storage. We do not merely meet the minimum legal requirements — we strive to exceed established standards in order to provide members with the strongest possible protection.

No Sale of Data to Third Parties

This is an absolute commitment Kerbau28: we have never and will never sell, rent, or trade your personal data to any third party for their commercial purposes. Your data belongs to you, and we use it solely for purposes you have consented to.

Full Data Access & Control Rights

As a member Kerbau28, you have full rights under the PDPA to access, correct, restrict the processing of, or request the deletion of your personal data. Requests will be handled within 14 business days. We take these rights seriously and make them straightforward to exercise.

Minimal & Time-Limited Data Retention

Kerbau28 does not retain your data longer than necessary. Retention periods are clearly defined based on legal and operational requirements. Once a period expires, data is securely deleted using methods that meet industry standards.

Guaranteed 14-Day Amendment Notice

Any material changes to the Privacy Policy Kerbau28 will be communicated to you at least 14 days before taking effect, via email and platform notification. You will always have sufficient time to review the changes and make an informed decision.

Your PDPA Rights as a kerbau28 Member

Malaysian law gives you control over your personal data — know your rights

Right of Access

Request a copy of all personal data that Kerbau28 hold about you. We will provide a full report within 14 business days.

Right to Rectification

Correct any inaccurate or outdated personal data in your account Kerbau28 yours — directly through your account settings or via customer support.

Right to Withdraw Consent

Withdraw consent for marketing communications at any time via your account notification settings Kerbau28 you.

Right to Restriction

Request Kerbau28 to temporarily restrict the processing of your data under specific circumstances provided for under Malaysia's PDPA.

Right to Erasure

Request deletion of personal data that is no longer needed — subject to retention requirements mandated by Malaysian law.

Right to Lodge a Complaint

Lodge a complaint with Malaysia's Department of Personal Data Protection (JPDP) if you believe Kerbau28 does not comply with the PDPA. We encourage you to seek a resolution directly with us first.

Summary of Data Use at kerbau28

A clear overview of the data collected, its purposes, and retention periods

Data Type Primary Purpose Shared with Retention Period
Identity Data (Name, IC, DOB) Account verification & KYC KYC Provider (limited) 7 years after account closure
Phone Number & Email Communications & security 2FA None (internal only) 7 years after account closure
Payment Data (TNG, DuitNow, etc.) Processing MYR deposits & withdrawals Malaysian payment providers 7 years (legal requirement)
Gaming Activity Records VIP programme, audit & security None 3 years
Technical Data (IP, device) Security & fraud detection None (internal only) 12 months
Customer Support Records Issue resolution & improvement None 2 years

*All retention periods stated are maximum durations. Data that is no longer required will be deleted earlier in accordance with kerbau28's scheduled deletion cycles.

Important Things to Remember

Your Data Is Never Sold

Kerbau28 has never sold and will never sell or trade your personal data to any third party for marketing purposes. This is an absolute commitment.

Malaysia Payments Only

We only process transactions through legitimate Malaysian payment methods — Touch 'n Go eWallet, DuitNow, GrabPay, Boost, ShopeePay and FPX. All transactions are in Malaysian Ringgit (MYR).

Passwords Are Never Stored in Plain Text

Account password Kerbau28 you are stored in encrypted form using industry-recognised algorithms. Our team cannot view your password — and we will never ask for it via email or chat.

Enhanced Privacy Protection for VIP Members

Communications with personal account managers for Platinum members and above at Kerbau28 is strictly confidential and stored in a separate system with more restricted access.

FAQs – kerbau28 Privacy Policy

You may request the deletion of your personal data that is no longer required by Kerbau28 for operational or legal purposes. That said, certain data must be retained for periods prescribed by Malaysian law — for example, financial transaction records must be kept for seven years under anti-money laundering legislation. To request data deletion, please contact privacy@kerbau28.my with your account number and the type of data you wish to have removed.

Kerbau28 will only disclose member data to Malaysian authorities when required by law or a valid court order. This includes requests from law enforcement agencies, relevant regulatory bodies, or courts in legitimate proceedings. We do not voluntarily disclose data to any party without a sound legal basis, and in all cases, we disclose only the minimum information required.

Kerbau28 does not store your full payment account details — such as your full bank account number or sensitive Touch 'n Go eWallet information — directly in our system. Payment processing is handled entirely through licensed and regulated Malaysian payment service providers using end-to-end encryption. We only retain the minimum information needed to identify your payment method for future processing, such as the last four digits of the phone number linked to your eWallet account.

Kerbau28 & Data Protection by the Numbers

256-bit
The SSL encryption standard that protects all data at Kerbau28
14 Days
Minimum notice required before any Privacy Policy amendment takes effect
0
Data breach incidents reported since Kerbau28 began operations in 2018
14 Days
Maximum response time for member PDPA data access requests
This Privacy Policy Should Be Read Together with Kerbau28's Terms & Conditions

This Privacy Policy forms part of the overall agreement between you and Kerbau28. To fully understand your rights and responsibilities as a member, please also read our Terms & Conditions and Responsible Gaming Policy.

Responsible Gaming – Kerbau28's Commitment

Protecting your privacy is part of our commitment Kerbau28 broader commitment to member wellbeing. We also provide responsible gaming tools including deposit limits, loss limits, and self-exclusion. You must be 18 years of age or older to use this platform. If gambling is negatively affecting your life, please seek help through our Responsible Gaming page.

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Play with Peace of Mind — Your Data Is Safe at Kerbau28

Over 200,000 Malaysian players have trusted Kerbau28 with their personal data since 2018. We take your privacy seriously — 256-bit SSL encryption, full PDPA compliance, and absolutely no sale of data to third parties.

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